Become Debt-Free in 24–48 Months
Drowning in credit card debt, medical bills, or personal loans? Our certified specialists negotiate directly with your creditors to settle your debt for a fraction of what you owe.
No obligation · No upfront cost · Speak with a specialist today
A Simple Path to Becoming Debt-Free
No complicated paperwork. No upfront fees. Just a clear, step-by-step process built around your financial situation.
1. Free Consultation
Call us for a no-pressure review of your debts, income, and goals. We build a clear picture of where you stand — at zero cost to you.
2. Custom Program
We design an affordable monthly program payment tailored to your budget and set a target timeline to resolve your enrolled debts.
3. We Negotiate
As you build funds, our certified specialists negotiate with your creditors to settle each debt for a fraction of what you owe.
4. Debt-Free
Once a settlement is reached and paid, that debt is resolved. Repeat until every enrolled account is settled and you are debt-free.
Speak with a certified debt specialist today
Relief Built Around You, Not Your Creditors
We do the heavy lifting with your creditors so you can focus on rebuilding your financial life — without the stress.
Pay Less Than You Owe
Our negotiators work to reduce your total enrolled debt — clients often see their debts settled for significantly less than the full balance.
One Simple Monthly Payment
Replace multiple confusing bills with a single, predictable program payment designed to fit your monthly budget.
No Upfront Fees
We only earn a fee when we successfully settle a debt for you. No results, no charge — it is that simple.
Stop Creditor Harassment
Once enrolled, we help guide creditors to work through our process, so you can stop dodging calls and start moving forward.
Real People, Real Support
You get a dedicated specialist who knows your case by name — not a call center that treats you like a number.
Proven Track Record
With billions in debt resolved for people just like you, our process is tested, transparent, and built for results.
Real People. Real Debt Relief.
Thousands of Americans have used ClearPath to break free from debt. Here is what a few of them had to say.
"I had $38,000 in credit card debt and felt completely stuck. ClearPath settled my accounts for less than half of what I owed. The call I made to them was the best decision of my life."
Marcus T.
"After my divorce I was drowning in debt. Their team walked me through every step and I was debt-free in under three years. No judgment, just real help."
Jessica R.
"We were skeptical at first, but they settled every single account. One monthly payment replaced six different bills. We finally sleep at night again."
David & Karen M.
Your success story could be next
Questions? We Have Answers.
Still curious? The best answers come from a quick call with a specialist who understands your situation.
Debt settlement is a negotiated resolution where your creditors agree to accept a reduced amount as full payment of your debt. Instead of paying the full balance, you pay a fraction — and the account is considered resolved.
Savings vary by creditor and situation, but our clients frequently see their enrolled debts settled for a fraction of what they originally owed. Your specialist will give you a realistic estimate during your free consultation.
Most clients complete the program in 24 to 48 months, depending on the amount of debt enrolled and the monthly program payment that fits your budget. Your timeline is tailored to you.
No. Federal regulation prohibits charging advance fees for debt settlement. You only pay a fee when a debt is successfully settled — never before.
Debt settlement works best on unsecured debts like credit cards, medical bills, personal loans, and certain business debts. Secured debts like mortgages and auto loans are not eligible. Your specialist will confirm which of your debts qualify.
Debt settlement can have a negative impact on your credit score in the short term, as accounts may become delinquent during the process. However, many clients find that becoming debt-free and rebuilding from zero is far better than remaining trapped in minimum-payment cycles for decades.
Your Debt-Free Life Is One Call Away
Every day you wait is another day of interest, stress, and minimum payments. Take the first step toward real relief right now.
Free consultation · No obligation · No upfront fees